*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:120px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;font-family:'Plus Jakarta Sans',system-ui,sans-serif;color:#0f1f33;background:#fff;-webkit-font-smoothing:antialiased;line-height:1.6}
h1,h2,h3,p{margin:0}a{color:#082f63;text-decoration:none}a:hover{color:#1f9a3a}img{max-width:100%;display:block}address{font-style:normal}
:focus-visible{outline:3px solid #1f9a3a;outline-offset:3px;border-radius:4px}.hero :focus-visible,.navy :focus-visible,.cta :focus-visible,.ghero :focus-visible,.ftr :focus-visible{outline-color:#7fd393}
.cta form :focus-visible{outline-color:#1f9a3a}
.skip{position:absolute;left:-999px;top:8px;background:#082f63;color:#fff;padding:8px 14px;border-radius:6px;z-index:99}.skip:focus{left:8px;color:#fff}
.wrap{max-width:1240px;margin:0 auto;padding-left:24px;padding-right:24px}.sec{padding-top:88px;padding-bottom:88px}
.stack{display:flex;flex-direction:column;gap:16px}.row{display:flex;gap:12px;flex-wrap:wrap}
.grid{display:grid;gap:20px}.g2{grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr))}.g3{grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}.g4{grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr));gap:36px}
.eyebrow{font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#1a7f31}.eyebrow.lt{color:#7fd393}
h2{font-size:clamp(30px,3.6vw,44px);line-height:1.1;letter-spacing:-.02em;font-weight:800;color:#082f63;text-wrap:balance}
h3,.h3{font-size:20px;line-height:1.25;font-weight:700;color:#082f63;letter-spacing:0}p{color:#4b5a6b;text-wrap:pretty}
.btn{display:inline-flex;align-items:center;white-space:nowrap;padding:15px 24px;border-radius:8px;border:1.5px solid transparent;cursor:pointer;font:inherit;font-weight:700;transition:background .2s,color .2s}
.btn.sm{padding:11px 18px;font-size:14px}.btn-navy{background:#082f63;color:#fff}.btn-navy:hover{background:#1f9a3a;color:#fff}
.btn-green{background:#1f9a3a;color:#fff}.btn-green:hover{background:#082f63;color:#fff}.btn-ghost{color:#fff;border-color:rgba(255,255,255,.7)}.btn-ghost:hover{background:#fff;color:#082f63}
.btn:disabled{opacity:.7;cursor:progress}
.dot{flex:none;width:9px;height:9px;border-radius:50%;margin-top:8px}.dot.green{background:#1f9a3a}.dot.red{background:#ff5a5a}
.hdr{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid #e3e8ef}
.hdr-in{display:flex;flex-wrap:wrap;align-items:center;gap:12px 24px;padding-top:12px;padding-bottom:10px}
.brand{flex:none;display:block}.brand img{height:34px;width:auto;max-width:none}.hdr-act{display:flex;align-items:center;gap:14px;margin-left:auto}
.langs{display:flex;border:1px solid #d5dce6;border-radius:999px;padding:3px;gap:2px}.langs a{border-radius:999px;padding:6px 11px;font-size:12.5px;font-weight:700;color:#33465c}.langs a.on{background:#082f63;color:#fff}
.menu{flex:1 1 100%;display:flex;flex-wrap:wrap;gap:6px 22px;border-top:1px solid #eef1f5;padding-top:10px;font-size:14.5px;font-weight:600;white-space:nowrap}.menu a{color:#33465c}.menu a:hover{color:#082f63}
.menu-btn{display:none;border:1px solid #d5dce6;background:#fff;border-radius:8px;padding:9px 12px;font:inherit;font-weight:700;color:#082f63;cursor:pointer}
@media (max-width:760px){.menu-btn{display:block}.menu{display:none;flex-direction:column;gap:12px}.menu.open{display:flex}.hdr-act .btn{display:none}}
.hero{position:relative;overflow:hidden;background:#061f42;min-height:min(86vh,760px);display:flex;align-items:center}
.hero-bg{position:absolute;inset:-4%;width:108%;height:108%;max-width:none;object-fit:cover;filter:saturate(.85) contrast(1.05);animation:ken 28s ease-in-out infinite alternate;transform-origin:70% 50%;object-position:70% 50%}
.hero-fil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,31,66,.94) 0%,rgba(8,47,99,.78) 45%,rgba(8,47,99,.35) 100%)}
@keyframes ken{to{transform:scale(1.12) translate(-2%,-1.5%)}}@media (prefers-reduced-motion:reduce){.hero-bg{animation:none}}
.hero-in{position:relative;width:100%;padding-top:96px;padding-bottom:104px;display:flex;flex-direction:column;gap:22px}.hero-in>*{max-width:640px}
.hero h1{font-size:clamp(40px,5.4vw,66px);line-height:1.04;letter-spacing:-.025em;font-weight:800;color:#fff;text-wrap:balance}.hero .lead{font-size:19px;color:#dbe5f1;max-width:580px}
.note{display:flex;gap:14px;background:rgba(255,255,255,.1);backdrop-filter:blur(6px);border:1px solid rgba(255,255,255,.22);border-radius:12px;padding:16px 18px;max-width:580px;font-size:14.5px;line-height:1.55;color:#e6edf6}.note strong{color:#fff}
.trust{border-bottom:1px solid #e3e8ef}.trust .grid{padding-top:28px;padding-bottom:28px}.trust p{display:flex;gap:12px;font-size:15px}.trust strong{color:#082f63}
.aud{display:flex;flex-direction:column;gap:56px}.split{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr));gap:48px;align-items:start}.split.flip .ph{order:2}.split .ph{position:sticky;top:140px}
.split.noimg{grid-template-columns:minmax(0,1fr);max-width:880px}
.help{background:#f3f6fa;border-radius:12px;padding:18px 20px;display:flex;flex-direction:column;gap:6px}.help h3{font-size:16px}.help p{font-size:15.5px}
.links{gap:10px 24px}.more.alt{color:#1a7f31}.split p{font-size:17px}.more{font-weight:700}
.ph{display:block;border-radius:16px;overflow:hidden;background:#e7edf5}.ph img{width:100%;height:clamp(260px,32vw,400px);object-fit:cover}
.tint{background:#f3f6fa}.head{display:flex;flex-direction:column;gap:14px;max-width:720px;margin-bottom:44px}.head p:last-child{font-size:17px}
.card{background:#fff;border:1px solid #e1e7ee;border-radius:14px;padding:28px;display:flex;flex-direction:column;gap:12px;transition:transform .2s,box-shadow .2s}.card:hover{transform:translateY(-3px);box-shadow:0 14px 34px rgba(8,47,99,.1)}.card p{font-size:15.5px}
.num{font-size:13px;font-weight:800;color:#1a7f31;letter-spacing:.06em}.num.big{font-size:30px;letter-spacing:-.02em}
.navy{background:#082f63}.navy h2,.navy h3{color:#fff}.soft{color:#cfdbea;font-size:17px}
.why{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr));gap:56px;align-items:center}
.fact{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:14px;padding:24px;display:flex;flex-direction:column;gap:10px}.fact strong{font-size:34px;font-weight:800;color:#fff;letter-spacing:-.02em}.fact h3{font-size:16px}.fact p{font-size:14.5px;color:#cfdbea}
.path{border:1px solid #e1e7ee;border-radius:14px;padding:26px;display:flex;flex-direction:column;gap:12px}.pk{display:flex;gap:12px;align-items:center}.pk span{flex:none;width:34px;height:34px;border-radius:8px;background:#082f63;color:#fff;display:grid;place-items:center;font-weight:800}
.path p{flex:1}.path .best{flex:0 0 auto;font-size:14px;border-top:1px solid #e9eef4;padding-top:12px}.best strong{color:#1a7f31}
.steps{list-style:none;margin:0;padding:0;display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(min(100%,200px),1fr))}.steps li{background:#fff;border-radius:14px;padding:24px;display:flex;flex-direction:column;gap:12px;border-top:4px solid #082f63}.steps h3{font-size:18px}.steps p{font-size:14.5px}
.what{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,380px),1fr));gap:24px 48px;align-items:start}.what>p{font-size:18px;line-height:1.7;color:#dbe5f1;border-left:3px solid #7fd393;padding-left:24px}
.faq{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,380px),1fr));gap:48px;align-items:start}
.acc{border-top:1px solid #e1e7ee}.acc details{border-bottom:1px solid #e1e7ee}.acc summary{list-style:none;cursor:pointer;padding:20px 0;display:flex;justify-content:space-between;gap:16px}.acc summary::-webkit-details-marker{display:none}
.acc summary h3{font-size:17px}.acc summary::after{content:'+';color:#1a7f31;font-size:22px;line-height:1;font-weight:700}.acc details[open] summary::after{content:'−'}.acc details p{padding-bottom:20px;font-size:15.5px}
.cta{background:#061f42;position:relative;overflow:hidden}.cta-bg{position:absolute;inset:0}.cta-bg img{width:100%;height:100%;object-fit:cover;object-position:60% 40%;filter:saturate(.7)}.cta-fil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,31,66,.93) 0%,rgba(6,31,66,.74) 50%,rgba(6,31,66,.45) 100%)}.cta .ctain{position:relative}.cta h2{color:#fff}.ctain{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr));gap:48px;align-items:center}
.lines{display:flex;flex-direction:column;gap:6px;font-weight:700}.lines a{color:#fff}.lines a:hover{color:#7fd393}
form{position:relative;background:#fff;border-radius:16px;padding:30px;display:flex;flex-direction:column;gap:6px}
label{font-size:14px;font-weight:600;color:#0f1f33;margin-top:8px}label:first-child{margin-top:0}
input,textarea{font:inherit;border:1px solid #9aa8b8;border-radius:8px;padding:12px;width:100%;color:#0f1f33}textarea{resize:vertical}
input[aria-invalid="true"],textarea[aria-invalid="true"]{border-color:#b3261e;box-shadow:0 0 0 1px #b3261e}
form .btn{margin-top:14px;align-self:flex-start}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.fstatus{font-size:14.5px;font-weight:600;border-radius:8px;padding:12px 14px;margin-top:6px}.fstatus:empty{display:none}.fstatus.ok{background:#e7f5eb;color:#14532a}.fstatus.err{background:#fdecea;color:#8c1d18}
.fnote{font-size:12.5px;color:#56657a}.fnote a{text-decoration:underline;text-underline-offset:2px}
.ftr{background:#04172f;color:#b8c6d8;padding-top:64px}.ftr p{color:#b8c6d8;font-size:14px}.flogo{height:40px;width:auto;max-width:100%;object-fit:contain;align-self:flex-start}
.col{display:flex;flex-direction:column;gap:10px;font-size:14px}.col a{color:#b8c6d8}.col a:hover{color:#fff}.ftr .ft{color:#fff;font-weight:700}
.ticks{list-style:none;margin:4px 0 0;padding:12px 0 0;border-top:1px solid #e9eef4;display:flex;flex-direction:column;gap:6px}
.ticks li{position:relative;padding-left:20px;font-size:14px;color:#33465c;line-height:1.5}.ticks li::before{content:'';position:absolute;left:2px;top:7px;width:8px;height:8px;border-radius:50%;background:#1f9a3a}
.ticks.big{border:0;padding:0;gap:10px}.ticks.big li{font-size:16px}
.g2x{grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr));gap:24px 40px}
.whymore{padding-top:64px;padding-bottom:24px}.whymore article{display:flex;flex-direction:column;gap:8px;border-left:3px solid #1f9a3a;padding-left:20px}.whymore p{font-size:15.5px}
.gcard{display:flex;flex-direction:column;gap:12px;background:#fff;border:1px solid #e1e7ee;border-radius:14px;padding:28px;transition:transform .2s,box-shadow .2s;color:inherit}.gcard:hover{transform:translateY(-3px);box-shadow:0 14px 34px rgba(8,47,99,.1);color:inherit}.gcard .h3{font-size:22px}
.tint .wrap.sec>.gcard+.gcard{margin-top:20px}
.menu a.gl{color:#1a7f31}.menu a.cur{color:#082f63;text-decoration:underline;text-underline-offset:4px}
.ghero{background:#082f63;color:#fff}.ghero .wrap{padding-top:56px;padding-bottom:64px;display:flex;flex-direction:column;gap:16px;max-width:1240px}
.ghero h1{font-size:clamp(34px,4.6vw,54px);line-height:1.08;letter-spacing:-.02em;font-weight:800;max-width:860px;text-wrap:balance}.ghero .lead{font-size:19px;color:#dbe5f1;max-width:760px}.upd{font-size:13px;color:#b3c3d8}
.crumbs{display:flex;gap:8px;font-size:13px;color:#b3c3d8}.crumbs a{color:#dbe5f1;text-decoration:underline;text-underline-offset:3px}.crumbs a:hover{color:#fff}
.glayout{display:grid;grid-template-columns:240px minmax(0,1fr);gap:56px;padding-top:56px;padding-bottom:72px;align-items:start}.glayout.single{grid-template-columns:minmax(0,1fr)}
.toc{position:sticky;top:130px;display:flex;flex-direction:column;gap:10px;font-size:14px;border-left:2px solid #e1e7ee;padding-left:16px}.toc a{color:#4b5a6b}.toc a:hover{color:#082f63}.ft2{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#082f63}
@media (max-width:900px){.glayout{grid-template-columns:1fr}.toc{position:static}}
.prose{max-width:820px;display:flex;flex-direction:column;gap:56px}.single .prose{gap:36px}.gsec{display:flex;flex-direction:column;gap:16px;scroll-margin-top:130px}.gsec h2{font-size:clamp(26px,3vw,34px)}.single .gsec h2{font-size:24px}.gsec>p{font-size:17px;line-height:1.75;color:#33465c}.gsec a{text-decoration:underline}
.tbl{overflow-x:auto;border:1px solid #e1e7ee;border-radius:12px}table{border-collapse:collapse;width:100%;font-size:14.5px;min-width:560px}
th,td{text-align:left;vertical-align:top;padding:14px 16px;border-bottom:1px solid #e9eef4;line-height:1.5}thead th{background:#f3f6fa;color:#082f63;font-size:13px;letter-spacing:.04em;text-transform:uppercase}tbody th{color:#082f63;font-weight:700}tbody tr:last-child>*{border-bottom:0}td{color:#33465c}
.gcards article{background:#f7f9fc;border:1px solid #e6ebf2;border-radius:12px;padding:20px;display:flex;flex-direction:column;gap:8px}.gcards h3{font-size:17px}.gcards p{font-size:15px}
.gsteps{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:0}.gsteps li{display:flex;gap:20px;padding:18px 0;border-bottom:1px solid #e9eef4}.gsteps li>span{flex:none;width:44px;height:44px;border-radius:10px;background:#082f63;color:#fff;display:grid;place-items:center;font-weight:800;font-size:14px}
.gsteps h3{font-size:18px;margin-bottom:4px}.gsteps p{font-size:15.5px}
.snote{font-size:13.5px;color:#4f5e72;background:#f3f6fa;border-radius:10px;padding:14px 16px}
.ftr .legal{border-top:1px solid rgba(255,255,255,.1);margin-top:36px;padding-top:20px;padding-bottom:32px;font-size:12.5px;color:#9aabbf}.ftr .legal a{color:#dbe5f1;text-decoration:underline;text-underline-offset:2px;margin-left:6px}